Choosing a health care plan

Things to consider during open enrollment, end of the year

Author: Jodi Mohrmann, Managing editor of special projects,
Published On: Dec 09 2013 06:26:13 AM EST   Updated On: Dec 09 2013 05:40:00 AM EST

Changes in health care have put us in the driver’s seat. This is the time of year to make the changes you want.  Health insurance policies can be complicated and too few of us take the time to read through them and understand how the coverage works. But if you don’t understand what your plan does and does not cover, you could end up spending more money than is necessary.

A nationwide Angie’s List poll found: Of those who are on Medicare, one-third responded that they’ve contacted a doctor who doesn’t accept Medicare or new Medicare patients.

Angie’s List Tips: Evaluating your health insurance

If you need help understanding the various health care plans, talk to your benefits person at work, a financial planner or insurance broker.

What is an insurance broker? Health insurance brokers set up various health care plans and other insurance products for people, their businesses and their families. They typically work for insurance brokerage firms or as independent agents.

Angie’s List Tips: Choosing a health insurance broker