3 3 Now .. another sign that traditional retirement is increasingly out of reach... More than 4 out of 5 older Americans are expected to keep working during their later years. Among Americans who are 50 and older .. who currently have jobs .. 82 percent say they intend to work in some form EVEN during retirement, according to a poll by the Associated Press. However, if you're young and hope to retire in your 60's, Channel 4's Ashley Mitchem has a look at how much you'll need to save to reach that goal. 3 00-0709-1520-2558:15 65 used to be the age the majority of people leave the workplace-- but if you look around- you'll notice more and more people over 65 still working.Gilbert House, Works at European Street café 46:58 I was looking for a job and they had a sign on the door and I live within walking distance so I decided I would give it a try and I've love it excellent people to work for. 79-years-old Gilbert House works at European Street café preparing food. House was retired for 12 years... But he says living off social security was a challenge.He now lives comfortably because he has a job again.49:42 I would have to pay my bills and then hope I had enough to eat on, now I can pay my bills and eat and put gas in my car and pay my insurance.Although House loves working- his advice for younger people is to plan for your future.48:36 Have a 401 K at work, please save on your own, because prices just keep going up and if you run into an illness it's very expensive.PREPRO The Associated Press polled a more than 1-thousand people ages 50 and older. The poll discovered four out of five people say they expect to keep working instead of retiring.The still-sluggish economy, battered 401 K retirement plans and inadequate savings are to blame.Financial planner Joe Krier says you need to start putting away money as early as you can, 25-years-old is a great time to start...Joe Krier, Krier Wealth Management 02:24 Most people don't start seriously saving for retirement until they are 50 or so and they are way behind the eight ballPREPRO Excluding pensions and homes, 39 percent of survey respondents say they have $100,000 dollars or less saved for retirement.Nearly one-quarter have less than $10,000.Krier says that's NOT enough to live off of for your golden years ...the amount of money you'll need is much higher.03:56 For most people it's a half a million to three million dollars you actually need to be looking atKrier says although it sounds like a huge chunk of change- you'll be spending that for the remaining years of your life. It needs to be enough money to get you through a couple of decades comfortably.AM C4 TLS.