It's the largest online shopping day in the U- S....we're talking about Cyber Monday. Tons of discounts and deals, all at your fingertips. Last year, consumers spent more than one billion dollars on the Monday after Thanksgiving. Here to tell us more about this major event is Larry Rouse, Information Technology director for 121 Financial Credit Union. 3 NOT AVAILABLE FOR CLOSED CAPTIONING.- As Cyber Monday continues to grow, what are some tips for consumers to get the most out of shopping online? - One of the attractions of shopping online is price. Is it not always cheaper to go online? - One big concern with holiday gifts is returns. What should consumers know about returning items bought online? - How about safety online? What should consumers look for to help protect themselves? - Any tips on using a credit card for shopping? And if you plan to go shopping on Cyber Monday, here are on Cyber Monday, here are a couple of quick notes you should know. - Planning is key. - Research the retailer before buying - And Read and understand the returns policy. 3 3 Http://www.news4jax.co m/entertainment/holida ys/- /16004310/-/5maicb z/- /index.html We have a holiday section on our website news4jax.com. Just look under the entertainment tab. There's a gift buying section and a section on how to set a budget for holiday gift giving.