We have an update now on the housing market in northeast Florida ... Right now - interest rates and home sale prices remain fairly low ...But the market is still facing concerns mortgage rates will rise. According to a new report - the average rate on a 30-year fixed loan in the United States rose slightly ... to 4-point-28 percent. The average on a 15-year fixed loan is at 3-point-33 percent. Channel 4's Erica Rakow spoke with a local realtor about the market -- Erica, what effect did the government shutdown have on real estate? 3 3 WELL THE TEMPORARY SHUTDOWN HAD AN EFFECT ON PEOPLE WHO WERE ABOUT TO CLOSE ON THEIR HOMES.. ALTHOUGH IT WAS ONLY SHUTDOWN FOR 2 WEEKS, A LOT OF PEOPLE WERE UNABLE TO GET IMPORTANT, NEEDED DOCUMENTS FROM THE I-R-S. SOME FAMILIES EVEN HAD THEIR STUFF PACKED ON TRUCKS READY TO MOVE.. WHEN THEIR CLOSING HAD TO BE CANCELED. 3 :00-:08:11-:16DAVID ELIAN/REALTOR 2:01 it definitely did slow it down just a little bit because of this fannie mae, Freddie mac, hud, fha, all of those are government agencies THE GOVERNMENT SHUTDOWN TRICKLED DOWN TO THOSE AGENCIES..WHO AT FIRST ALSO COMPLETELY SHUTDOWN BUT THEN BROUGHT BACK A SLIM STAFF.2:32 we were still able to close loans during that period of time we thought that we wouldn't be able to but we were still able to what slowed down the most though was when people needed to contact the IRS to get transcripts on their tax forms, to be able to prove the validity of their income, when that part of it shut down then that's what slowed down every body.DAVID ELIAN SAYS A SLOW DOWN WAS EASIER TO HANDLE BECAUSE THEY EXPECTED IT TO KILL THE BUSINESS MARKET.THE MARKET IS NOW STILL HOLDING STRONG THOUGH.. MORTGAGE RATES ROSE, BUT ONLY SLIGHTLY, LAST WEEK. 1:37 they're still extremely low and what we're seeing is that they haven't risen so much that its bumping out too many buyers now a few months ago they were in the low 3s now they're in the low 4s at about 4 and a quarter to 4 and a half right so still extremely low for us.ELIAN SAYS HOME PRICES ARE STEADILY GOING UP IN NORTHEAST FLORIDA.. AND HAVE BEEN FOR ABOUT THE LAST YEAR.4:10 whats happened is that the prices are still very stable but they're not increasing like they were every single month like they were the last 6 or 8 months so that's been extremely inviting for sellers to jump into the market, get that home sold while the prices are going up 3 AS FAR AS SALES..ELIAN SAYS IT DIPPED IN SEPTEMBER BUT THAT'S NORMAL FOR THE ENTIRE NATION..BECAUSE PEOPLE COORDINATE MOVES WITH THE SCHOOL YEAR. IT WON'T PICK BACK UP AGAIN UNTIL AFTER THE HOLIDAYS.