If you're struggling trying to keep up with your monthly payments, you may have some relief. You may qualify to refinance your loan. Joining me this morning to tell us more about this is karl rogers, branch manager at 121 financial 3 NOT AVAILABLE FOR CLOSED CAPTIONING.- Why should consumers look at refinancing their existing debt? - How hard is it to get information on rates and terms? - What are the advantages of refinancing your existing debt? - What about credit cards? - What other advice do you give people who are looking to cut corners and save some money? If you have any other questions about refinancing, you can go to 121 fcu.org or head over to our website at news4jax.com On the next segment, you can learn the difference between debt management and debt settlement. 3 .