If you use an outdoor ATM, beware! Thieves have been known to install an almost invisible "skimmer" on ATM's. These steal your card information and then a miniature camera over the keypad steals your pin, giving a thief everything they need to drain your account! But ATM's aren't the only dangerous places to use a debit card.
Most people know to look for skimmers at ATM's, but gas stations are also a favorite target for thieves. Last year, four men were arrested for allegedly stealing 2.1 million dollars using skimmers.
Another spot to be wary of is restaurants. Some servers bring handheld card skimmers to work to swipe your card info or even write down card numbers. Stores and other spots with a steady stream of customers can also be a target!
You should also never use a debit card online! Always use a credit card with fraud protections. A hacker can't over draft your bank account with a credit card.
Another way to keep safe is to avoid isolated areas where ATM's are located. When you can, use ATM's in a restricted-access area. You should also hold your hand over the keypad when you enter your pin. This blocks a camera from seeing what you're doing.
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