If you're considering opening a small business, you may consider a business loan. But if you've never had one, you may have a lot of questions. Here to answer all of those questions is david marovich, business account officer with 121 financial 3 NOT AVAILABLE FOR CLOSED CAPTIONING.- You just purchased Ocean Sands and you did this with a loan from the Small Business Administration and 121 Financial. How did you determine you should go the Small Business Administration route? - How does the SBA program work? Does SBA provide the loan along with 121? - What were the advantages for you to go with this type of loan? - What are some of the qualifications necessary to get this type of loan? - Why does a financial institution, like 121 Financial, partner with SBA? - Where should someone go to inquire about an SBA loan?