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FTC report: Florida ranks No. 3 in ID theft

State comes in at No. 1 for fraud complaints, study shows

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Florida is the No. 3 state in the country for identity theft complaints, according to a newly released report from the Federal Trade Commission.

The Sunshine State ranked No. 1 in fraud complaints for 2015, the FTC said in its Consumer Sentinel Network Data Book released this week.

According to the FTC, Florida is the state with the highest per capita rate of reported fraud and other types of complaints, followed by Georgia and Michigan. Florida had more than 1,500 complaints per 100,000 people.

When it comes to identity theft complaints, Florida was third per capita behind Missouri and Connecticut.

READ: FTC's Consumer Sentinel Network Data Book for 2015

Debt collection, identity theft and imposter scams were the most common categories of consumer complaints received by the FTC's Consumer Sentinel Network in 2015, according to the agency’s new data book.

Debt collection complaints rose to the top spot among complaint categories, but the report noted that this was due in large part to a surge in complaints contributed by a data contributor who collects complaints via a mobile app. This change caused a spike in complaints related to unwanted debt collection mobile phone calls.

Identity theft complaints were the second most reported, increasing more than 47 percent percent from 2014 on the back of a massive jump in complaints about tax identity theft from consumers. Identity theft complaints had been the top category for the previous 15 years.

Imposter scams -- in which scammers impersonate someone else to commit fraud -- remained the third-most common complaint in 2015.

“We recognize that identity theft and unlawful debt collection practices continue to cause significant harm to many consumers,” Jessica Rich, director of the FTC’s Bureau of Consumer Protection, said in a news release. “Steps like the recent upgrade to IdentityTheft.gov and our leadership of a nationwide initiative to combat unlawful debt collection practices are critical to our ongoing work to protect consumers from these harms."

In January 2016, the FTC announced the new version of IdentityTheft.gov, which now allows consumers the ability to create a personalized identity theft recovery plan.

Throughout 2015, the FTC ramped up enforcement  against companies violating laws protecting consumers from illegal debt collection practices. The agency coordinated the first federal-state-local initiative (Operation Collection Protection) to combat the problem, leading 70 partners to bring more than 130 actions.

In 2015, the FTC also directly filed 12 actions against 52 defendants for illegal debt collection practices, permanently banned 30 companies and individuals from the industry and obtained nearly $94 million in judgments against debt collectors.

The Consumer Sentinel Network data book is produced annually using complaints received by the FTC’s Consumer Sentinel Network. That includes not only complaints made directly by consumers to the FTC, but also complaints received by state and federal law enforcement agencies, national consumer protection organizations and non-governmental organizations.

The data book includes both national statistics as well as a state-by-state listing of top complaint categories in each state and a listing of states and metropolitan areas that generated the most complaints per capita.

In 2015, the network collected 3,083,379 total consumer complaints. Florida, Georgia and Michigan were the top three states for fraud and other complaints, while Missouri, Connecticut and Florida were the top three states for identity theft complaints.

The complaint categories making up the top 10 are:

  Number Percent
Debt Collection 897,655 29 percent
Identity Theft 490,220 16 percent
Imposter Scams 353,770 11 percent
Telephone and Mobile Services 275,754 9 percent
Prizes, Sweepstakes and Lotteries 140,136 5 percent
Banks and Lenders 131,875 4 percent
Shop-At-Home and Catalog Sales 96,363 3 percent
Auto-Related Complaints 93,917 3 percent
Television and Electronic Media 47,728 2 percent
Credit Bureaus, Information Furnishers and Report Users 43,939 1 percent