Report: Car insurance rates going up due to texting while driving


Car insurance rates are going up because of people who text while driving, according to an NBC News report.

Studies show more and more people are getting into crashes because of they're busy texting while driving. 

Major insurance companies are reporting more claims as a result of crashes that occur while someone is texting and driving, which is making everyone's premiums go up. 

According to the Insurance Information institute, there has been a 16 percent spike in premiums since 2011.

Insurance companies tell NBC News that the spike is partly due to distracted driving, which is causing more crashes.

According to the National Highway Traffic Safety Administration, more than 40,000 people died on the road last year, which is a 14 percent jump in road fatalities in 53 years.

In 2015 alone, distracted driving accounting for 9 percent of road fatalities.

As a result, cost increases are imposed on the entire insurance system -- making everyone financial victims of distracted driving.  

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