The deadline for enrollment for healthcare to take effect Jan. 1, 2017 is Thursday.
Open enrollment will continue through Jan. 31, 2017 for coverage that will begin later in the year.
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Eighty-five percent of the population qualifies for assistance. The penalty for not having insurance is $695 for adults and $347.50 for children, or 2.5 percent of your income.
Blake Odom, Vice President of Sales at Alliance and Associates said the biggest question about the Affordable Care Act is whether it will stick around.
"More people were confused with that with the recent election that just went on," Odom said. "I can tell you that it is going to be here in 2017. There's nothing that's going to change until maybe 2019 or beyond, if anything at all."
According to a government report, healthcare premiums are set to skyrocket an average of 22 percent next year. Odom said that this will only affect a select group of people.
"Overall the premiums are higher, but the subsidies also accommodate for those higher premiums," Odom said. "A lot of people actually saw a reduction in the price of their premium's because of the higher subsidies."
Major carriers have announced plans to leave the Affordable Care Act, leaving a limited amount of plans to choose from.
The open enrollment period runs until Jan. 31, 2017. If you enroll by Jan. 15, 2017, coverage will go into effect Feb. 1, 2017. If you enroll by Jan 31., 2017, coverage will go into effect on March 1, 2017.