BRUNSWICK, Ga. – Georgians affected by Hurricane Irma in Camden, Charlton, Chatham, Coffee, Glynn, Liberty and McIntosh counties have until Nov. 14 to register with the Federal Emergency Management Agency for disaster assistance and submit their disaster loan applications with the U.S. Small Business Administration.
While the deadline for registration in Florida was extended to Nov. 24, there was no such extension for Georgia residents.
Federal disaster assistance can include grants for temporary housing and emergency home repairs, SBA low-interest disaster loans and referrals with volunteer organizations who may provide free recovery help.
The quickest way to register is online at DisasterAssistance.gov or by using the FEMA mobile app. You can also call the FEMA helpline at 800-621-3362 or 800-462-7585 (TTY). Lines may be busy, so it’s best to call in the morning or evening.
The toll-free numbers are open from 7 a.m. to 11 p.m., seven days a week. Multilingual operators are available.
Once registered with FEMA, you may be contacted by the SBA. A low-interest SBA disaster assistance loan may help homeowners, renters and businesses of all sizes cover disaster-related expenses like structural repairs or replacement of personal property. If SBA is not able to approve a home loan, you will be referred back to FEMA for possible further assistance.
If you have questions about low-interest SBA disaster loans, call SBA’s Customer Service Center at 800-659-2955 or 800-877-8339 (TTY/TDD) or send an email to firstname.lastname@example.org. Loan applications can be downloaded from www.SBA.gov. Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloan.sba.gov/ela.
If you receive a letter from FEMA, read it carefully and respond if necessary.
Sometimes, FEMA just needs additional documents to process your application. Examples of missing documentation may include an insurance settlement letter, proof of residence, proof of ownership of the damaged property, and proof that the damaged property was your primary residence at the time of the disaster.
You may appeal any determination provided by FEMA in writing. Call the FEMA helpline at 800-621-3362 (FEMA) or (TTY) 800-462-7585 for any questions on the appeal review process and to review your file. Have your nine-digit FEMA registration number and ZIP code available.