Hurricane Preparedness Week: Day 3

Updating Your Insurance


JACKSONVILLE, Fla. – Having an updated insurance policy to make sure you have the appropriate amount of coverage and the right types of coverage will be paramount in rebuilding your life after the onset of a hurricane.

Remember that homeowners insurance does not cover rising water (flooding). It's important to identify if you live in a low-lying, flood prone area and or a surge zone. These areas will be the first to flood in a hurricane where 10 to 20 inches of rain is common over a 24 hour period.

The National Weather Service has these tips:

1. Have an insurance checkup with your agent once a year, well before hurricane season, whether you own or rent.

2. Make sure you have flood insurance that must be obtained seperately and has a 30-day waiting period for it to take effect.

3. Visit floodsmart.gov to learn about your flood risk and flood insurance options for your area.

4. Prepare your home and vehicles according to your specific insurance policy to ensure damages are covered.

5. Know where your insurance documents and contact information is located. Take them with you when the order to evacuate is ordered.

For more information regarding the upcoming 2016 Atlantic hurricane season, download the News4Jax weather app by searching WJXT and hurricane in the app store.