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Enrollment open for Affordable Care Act plans

5 vital details for signing up

VIDEO: The system of health insurance exchanges is set to open at midnight.

Open enrollment for Affordable Care Act plans began on Nov. 1 on HealthCare.gov for Floridians who don't get health insurance through their jobs. 

The plans cover doctor's visits, hospital stays, prescription drugs, vaccines and more.

In the past two years, more than 4 million people without health insurance were eligible for affordable plans with a $0 monthly premium with the help of financial aid, according to a new Health and Human Services report from Centers for Medicare and Medicaid Services.

In Duval County, census figures show more than 53,000 people who don't have health insurance qualify for a plan with no monthly premium.

For those who are eligible, there are five vital details to remember when signing up.

  • Candidates must enroll by Dec. 15.
  • Coverage can be more affordable with financial help. Last year 9 out of 10 people qualified for financial help and two-thirds of customers were able to find plans for $10 or less, according to HealthCare.gov.
  • Plans and prices change each year, so those who had coverage in 2019 should update their information and compare the new options.
  • Health insurance helps protect people when unexpected injuries and illnesses happen.
  • Free help is also available, and trained professionals are available to answer questions through localhelp.healthcare.gov or 1-800-318-2596.