DUVAL COUNTY, Fla. – December closed out 2025 with a Northeast Florida housing market that showed resilience and growing balance, according to the Northeast Florida Association of REALTORS.
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Home values rose across most counties even as fewer new listings arrived and buyers took more time to decide, giving both sides more room to negotiate.
The median sales price for single-family homes in the six-county region rose 4 percent to $390,000. The Home Affordability Index for the region was 87. Closed sales for single-family homes totaled 1,751 in December, a 23.3 percent increase from November; pending sales were 923, down 37 percent. There were 1,423 new listings and an active inventory of 6,293 properties. The median number of days on market was 47.
“As we kick off 2026, Northeast Florida’s housing market is demonstrating exactly what healthy markets do. It is stabilizing without stalling,” said Kim Knapp, president of NEFAR. “Buyers have more opportunity to be thoughtful, sellers are still seeing strong value, and both sides benefit when decisions are informed and expectations are realistic.”
County-by-county details
Duval County: The median price for single-family homes was $335,000, up 1.5 percent from November. Homes spent a median of 41 days on the market, a 12.5 percent increase. Closed sales were 874, up 18.8 percent; pending sales were 499, down 31.6 percent. New listings fell 17.4 percent to 779. Active inventory stood at 3,137 homes, about a 3.6-month supply. The Home Affordability Index in Duval was 101.
Clay County: The median price rose 3.1 percent to $361,000. Median days on the market were 51. Closed sales increased 25.4 percent to 242; pending sales dropped 40.2 percent to 131. New listings declined 19.5 percent to 211, and active inventory was 936 homes, a 3.9-month supply. The Home Affordability Index was 94.
St. Johns County: The median price climbed 8.7 percent to $549,995, the highest in the region. Median days on the market fell 3.4 percent to 57. Closed sales were 476 and pending sales 203. New listings totaled 290, down 33.8 percent from November. Active inventory was 1,526 homes, a 3.2-month supply. The Home Affordability Index was 62.
Putnam County: The median price increased 14.9 percent to $269,950. Median days on market rose 6 percent to 71, reflecting longer sales cycles. Closed sales fell 5.3 percent to 36; pending sales were 17. New listings were 36, down 12.2 percent. Active inventory was 226 homes, a 6.3-month supply. The Home Affordability Index was 126, the highest in the region, indicating greater affordability.
Nassau County: The median price was $455,175, down 3.4 percent from November. Median days on the market were 54, down 6.9 percent. Closed sales rose 45.9 percent to 108; pending sales fell 22.4 percent to 66. New listings declined 28.7 percent to 87. Active inventory fell 15.8 percent to 401 homes, a 3.7-month supply. The Home Affordability Index was 74.5.
Baker County: The median home price was $360,000. Homes spent a median of 81 days on the market, up 1.3 percent. There were 15 closed sales, seven pending sales and 20 new listings. Active inventory was 67 homes, a 4.5-month supply. The Home Affordability Index was 94.
What the index means
The Home Affordability Index measures whether a typical family earns enough to qualify for a mortgage on a typical home, based on current interest rates, median income and median home prices. The index assumes a 20 percent down payment. A value of 100 means a median-income family has exactly the income needed to buy a median-priced existing home; values above 100 indicate greater affordability and values below 100 indicate less.
Market watchers said the December data point to a maturing, more balanced market. Rising prices reflect continued demand, while higher inventory and longer market time give buyers more negotiating room. That mix, officials said, underscores the value of working with a REALTOR to navigate local conditions and set realistic expectations.