Christine Benz, Morningstar’s director of personal finance and retirement planning, recommends taking a preemptive approach as you get closer to retirement.

You shouldn’t have to cross your fingers and hope for a strong stock market to coincide with your short-term goals.

Health savings accounts can be valuable components of individuals’ savings toolkits, especially for those who can afford to pay their actual healthcare expenses out of pocket while leaving their health savings account assets in place to grow.

529 college savings plans are powerful tools to help pay for the mounting costs of an education.