First-time homebuyers can save thousands over the life of a loan by “buying down” their interest rate before closing, and consumers who want their cash to work harder are increasingly turning to high-yield savings accounts, local financial advisers say.

A new study from online real estate company Zillow lists Jacksonville as one of the most favorable markets for homebuyers in the U.S.

A lawsuit claims D.R. Horton and DHI Mortgage worked together to promote “affordable” monthly payments that didn’t include full property tax costs, alleging the companies duped first-time buyers and left homeowners paying hundreds more each month than expected.

As part of our “Addressing A4dability” series, we spoke with longtime loan officer Jason Kindler, who says zero-down mortgages are not only possible, they’re happening every day.