If your retirement plan is in good shape, you can put more weight on allocating to decisions that deliver a psychological return rather than a financial one.

For investors hurtling toward retirement, sitting tight with stocks has been the path of least resistance in recent years.

Within a given year, is there any advantage to taking your required minimum distributions as soon as you can, or taking it down to the wire and pulling the distribution in late December.

Has tax time become a frustrating paper chase.

Big inheritances can be a sign of underconsumption and suboptimal planning.

Here’s how to figure out how big your emergency fund should be, and how you should invest it.

Portfolio diversification might sound like a chore, but it’s worth the effort in 2026, given how dominant the artificial intelligence trade was last year.

Whether you’re giving cash or investments, be aware of the logistics and tax implications.

Eight steps to an improved, streamlined, and more tax-efficient portfolio.

Hiring a financial planner can deliver a return that can’t be quantified: peace of mind.

Paired with high-deductible healthcare plans, health savings accounts help ease healthcare costs.

Set yourself up for success as the year winds down.

Your investment portfolio is probably riskier than you think.

Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.

Being advised to max out your 401(k)is Personal Finance 101.

Annuities come in many forms.

Not even experts agree about the ‘right’ withdrawal rate, long-term-care insurance, and annuities.

Were these investing wins luck or skill.

“Will your money last?"

While most retirement portfolios include allocations to stocks and bonds in the years leading up to retirement, most retirement savers don’t hold much more than an emergency cushion in cash.

Christine Benz, Morningstar’s director of personal finance and retirement planning, recommends taking a preemptive approach as you get closer to retirement.

Holding too much employer stock or too much cash are among the failings a knowledgeable observer might notice if they trained his or her sights on my choices.

These four steps can help you craft a (mostly) hands-off portfolio.

You just retired (or are about to).

Ten sources of emergency cash, ranked from best to worst.

While you don’t have much control over when required minimum distributions start, you have a bit of discretion over the amount and especially which accounts you tap.

As you sift among the various options for your short-term investments, keep these key items on your dashboard: yield, guarantees, liquidity and your individual situation.

Health savings accounts can be valuable components of individuals’ savings toolkits, especially for those who can afford to pay their actual healthcare expenses out of pocket while leaving their health savings account assets in place to grow.

You’ve probably got one or two financial jobs on your to-do list that you were too busy to get to or perceived as boring administrative work.

For many employees, what to do with a 401(k) plan at retirement has been a foregone conclusion: Roll it over.

If stock options are part of your compensation package, it’s worth your while to get familiar with how they work generally, as well as how your company handles stock options specifically.

The U.S. market gained more than 25% for the year to date through mid-December 2024.

If you want to get yourself thoroughly depressed, spend a little time looking at statistics about Americans’ retirement preparedness.