More Americans are using buy now, pay later for groceries. But at what cost?
Read full article: More Americans are using buy now, pay later for groceries. But at what cost?“Buy now, pay later” services are rapidly becoming a financial lifeline for some families struggling with rising costs, but consumer finance experts warn the increasingly popular payment option can quickly turn into difficult-to-manage debt.
Rising costs push Jacksonville near top of nation for credit card debt
Read full article: Rising costs push Jacksonville near top of nation for credit card debtA growing number of Americans are carrying significant credit card debt, and new data shows Jacksonville ranks among the highest in the nation.
Alabama man faces execution despite not pulling the trigger in auto store customer's death
Read full article: Alabama man faces execution despite not pulling the trigger in auto store customer's deathCharles “Sonny” Burton faces execution in Alabama for his role in a 1991 robbery in which a man was fatally shot, even though Burton did not fire the gun or witness the killing.
What the Federal Reserve rate cut means for you
Read full article: What the Federal Reserve rate cut means for youThe Federal Reserve cut its benchmark interest rate by a quarter point Wednesday for the third time since September, bringing its key rate to about 3.6%, the lowest in nearly three years.
The Fed expects to cut rates more slowly in 2025. What that could mean for mortgages, debt and more
Read full article: The Fed expects to cut rates more slowly in 2025. What that could mean for mortgages, debt and moreThe Federal Reserve’s third interest rate cut of the year will likely have consequences for debt, savings, auto loans, mortgages and other forms of borrowing by consumers and businesses.

Apple card accused of gender bias
Read full article: Apple card accused of gender biasBut it's impossible to know if the Apple Card -- or any other credit card -- discriminates against women, because creditworthiness algorithms are notoriously opaque. The New York Department of Financial Services is looking into the allegations of gender discrimination against users of the Apple Card. "As with any other individual credit card, your application is evaluated independently," the spokesperson said. Based on these factors, it is possible for two family members to receive significantly different credit decisions, the company said. "DFS is troubled to learn of potential discriminatory treatment in regards to credit limit decisions reportedly made by an algorithm of Apple Card, issued by Goldman Sachs."
