If you’re a parent who hasn’t opted out of the federal Child Tax Credit program, chances are you have monthly payments coming to you over the next few months.

“It is the world’s largest work from home experiment,” said Chris Freedman, founder of OnDefend, a cyber security services provider. “In the business world, you can walk around the corner and say, ‘Joe, did you send me that email?’" he said. To show how easy it is for scammers to prey on people, Steeghs created a phishing email, or an email that’s intended to look like it came from someone else in hopes that the recipient will be duped. For his example, Steeghs made the email look like it came from Amazon, a popular place to shop online. Whenever you receive an email and there’s a link attached, hover over the link but don’t click it.