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Home warranty warning: Plans might not offer protection you’re expecting. What to ask before you buy a policy

Consumer Reports digs into plans that say they help cover repair costs for appliances, major home systems

A broken appliance or a major home system can get expensive fast. A home warranty may help cover repair costs, but Consumer Reports says these plans may not protect as much as many homeowners expect. (Consumer Reports)

A broken appliance or a major home system can get expensive fast. A home warranty may help cover repair costs, but Consumer Reports says these plans may not protect as much as many homeowners expect.

Consumer Reports says home warranties can provide peace of mind, but the companies that sell them often include exclusions that can make it easier to deny claims.

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Before buying a policy, it’s important to understand what’s covered — and what isn’t.

Watch The Morning Show on Thursday to learn the questions you should ask before buying a policy and how to know whether you even need one.