JACKSONVILLE, Fla. – Following the shooting death of a repo truck driver on Tuesday night, other people who work in the sometimes dangerous industry are speaking out.
Some want more help from law enforcement, and one Second Amendment attorney says Florida restrictions banning repo drivers from carrying guns are unlawful.
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According to family members, Oliver Lopez was the tow driver who police say was attempting to repossess a vehicle at the Sanctuary Walk apartment complex on East 21st Street, a few blocks east of Phoenix Avenue, around 10 p.m. Tuesday, when he was shot.
Police said an argument started between Lopez and the vehicle’s owner, and then a man came outside and fired multiple shots, hitting Lopez, who died at the hospital.
The shooter has not been caught.
Police have not released a description of the suspect and have not indicated any possible relationship between the suspected shooter and the person involved in the repossession dispute.
Anyone with information is asked to contact the Jacksonville Sheriff’s Office by phone at (904) 630-0500 or by email at jsocrimetips@jaxsheriff.org, or via CrimeStoppers at 866-845-TIPS.
Safety concerns
Lopez’s death has others in the industry voicing serious safety concerns.
One repo driver who asked to remain anonymous told News4JAX that he’s been threatened with violence while on the job.
"I’ve had handguns pulled out on me. I didn’t even know he pulled it out on me until I felt it in my stomach. I mean, that was a long time ago," the driver said.
That driver said he believes security has gotten worse in the last five years or so, and he’s advocating for police to step in to help.
“How hard would it be? I mean, you may have an officer in the area or maybe two or three Maybe one of them is on a stop or one of them is doing something,” said the driver, who would like to see officers perform drive-bys for repossessions when possible.
JSO responded to that idea, saying drivers can always call the non-emergency line if they need help, which is 904-630-0500. Of course, if you’re in immediate danger, call 911.
Drivers can’t carry firearms
According to Florida state statute, repo agents can’t carry guns on private property or while repossessing a vehicle.
Eric Friday, a general counsel and gun rights advocate who represents Florida Carry, explained that the statute is not criminal, but agents could be subject to administrative punishment if they’re caught with a weapon.
“It’s not a criminal offense if they break this rule or break this law, but it is an administrative offense that would require the department to either discipline them by revoking their license, suspending their license, or taking some type of administrative action,” Friday said.
But he added that he thinks the law shouldn’t be in place.
“The fact is, I don’t think it’s constitutional,” he said, adding why he thinks it could be beneficial for repo agents to carry guns. “My belief and the belief of Florida Carry is that an armed society is a polite society.”
Family & friends mourning
Lopez’s family was too devastated to speak with News4JAX on Wednesday, but a cousin shared this statement: “Oliver was a very hard-working guy and a great friend, a great brother and a loving father.”
Lopez owned Oliver Towing for over two years, and a friend who also drives a tow truck shared this statement with News4JAX about the dangers of the job:
“The recent loss of a fellow repossession agent is a tragedy that reaches far beyond our industry. Behind every tow truck is a hardworking professional who faces risk, hostility, long hours, and difficult situations simply for doing a job that most people never fully understand. Today, we remember not only a coworker and friend, but also the sacrifices made every day by men and women in the repossession industry.
Repossession agents are often portrayed negatively in movies, television, and online discussions. What many people fail to recognize is that repossession is not about punishment or cruelty. It is part of a larger financial system that helps keep lending possible for millions of Americans. Without collateral recovery, banks, credit unions, and finance companies would face significantly greater losses, leading to higher interest rates, stricter lending standards, and fewer opportunities for consumers to obtain vehicles, equipment, and other financed assets.
In simple terms, the repossession industry helps stabilize credit markets. When lenders know there is a lawful process to recover collateral after repeated nonpayment, they are more willing to extend financing to everyday working people. That financing helps families purchase transportation to get to work, allows small businesses to acquire equipment, and supports economic activity nationwide.
Repo agents operate under strict laws and regulations. Most professionals in this field prioritize safety, compliance, and respect during every recovery assignment. Yet despite this, agents routinely face verbal threats, physical confrontations, and dangerous working conditions. Many perform recoveries late at night or in isolated areas to reduce conflict and avoid public disruption. They do so knowing that every call carries uncertainty.
The death of a repossession agent should remind the public that these workers are human beings with families, children, and communities that depend on them. They are fathers, mothers, veterans, neighbors, and small business owners. They deserve the same dignity and safety afforded to any other profession.
This tragedy also highlights the need for greater public understanding of what repossession truly is: a lawful and necessary part of the financial ecosystem. While nobody wants to lose property, repo agents do not create the financial agreements—they simply carry out court-recognized rights and contractual obligations that exist within our economy.
At its core, the repossession industry protects the balance that allows commerce and lending to function. Without it, the economic consequences would affect everyone, from lenders to consumers to local businesses.
As our industry mourns the loss of one of our own, we ask for something simple: respect for the professionals who perform this difficult work and recognition of the important role they play in keeping America’s financial system operating.
To the family, friends, and coworkers affected by this loss, the repossession community stands beside you. Your loved one’s work mattered, and their sacrifice will not be forgotten.”