State Farm Mutual Automobile Insurance Company has begun issuing dividend payments to qualifying auto customers as part of a one-time $5 billion cash-back dividend — the largest in the company’s 100-plus-year history. State Farm says millions of customers have already received their individual payments, with more on the way.
Largest dividend in company history
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State Farm Mutual is distributing the dividend across eligible customers with more than 49 million auto vehicles insured under State Farm Mutual policies. Each customer’s payment is based on a percentage of the premium paid for each qualifying policy in 2025, with percentages varying by state from 4% to 10%.
“As a mutual company with a customer-first focus, State Farm Mutual is able to provide value directly to our customers while maintaining financial strength to keep our promises in the future,” said Jon Farney, State Farm Mutual president and CEO. “That translated this year to lower auto rates and cash back in the form of a $5 billion policyholder dividend.”
How customers will receive payments
Qualifying customers will be notified of their pending payment by email from donotreply@e.sfdividend.com or by a mailed letter. Customers with an email address on file with State Farm will receive instructions on how to log into the State Farm dividend payment portal and select their preferred payment method. Those without a registered email will automatically receive a check in the mail.
The State Farm dividend payment portal is available at sfdividend.com. Because the distribution covers more than 49 million auto vehicles, the payment process is expected to take several months to complete nationwide. Customers with payment questions or seeking state-specific dates can visit sfdividend.com or call the Dividend Customer Contact Center at 1-888-808-9532.
Protect yourself from scams
As payments go out, State Farm is urging customers to stay vigilant against potential scams. State Farm will never ask customers to pay a fee to receive their dividend, nor will it ask for any personal passwords — including email, banking or digital wallet passwords.
Customers should carefully review any sender email addresses and website links before clicking.